/* Christian Protection. Same build grammar as InsureTerm (big grotesque display, photo hero with the quote card on the right, tile answers, colored bands), in its own palette: deep chapel blue with a warm candle gold. */
:root{
  color-scheme:light;
  --ink:#0f1c33; --sub:#3a475c; --mute:#5d6a7e;
  --acc:#1f4a86; --accD:#143766; --accL:#e9f0fa; --accM:#c9daf1;
  --gold:#f2c14e; --goldD:#7a5507; --goldL:#fdf4dd;
  --line:#dbe3ee; --ground:#f5f8fc; --paper:#fff;
  --night:#0d1a30;
  --display:"Bricolage Grotesque",system-ui,-apple-system,"Segoe UI",sans-serif;
  --body:Figtree,system-ui,-apple-system,"Segoe UI",sans-serif;
  --r:18px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--paper);color:var(--sub);font:17px/1.62 var(--body)}
img{max-width:100%;display:block}
a{color:var(--acc);text-underline-offset:3px}
a:hover{color:var(--accD)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:6px}
.wrap{max-width:1180px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.narrow{max-width:780px}
h1,h2,h3,h4{color:var(--ink);font-family:var(--display);text-wrap:balance;margin:0}
h1{font-weight:800;font-size:clamp(36px,6vw,64px);line-height:1.02;letter-spacing:-.035em}
h2{font-weight:800;font-size:clamp(28px,4.2vw,44px);line-height:1.08;letter-spacing:-.03em}
h3{font-weight:700;font-size:21px;line-height:1.25;letter-spacing:-.01em}
p{margin:0}

/* header */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font:800 20px/1 var(--display);letter-spacing:-.02em;white-space:nowrap}
.brand svg{width:34px;height:34px;flex:none}
.brand b{color:var(--acc);font-weight:800}
.nav{display:flex;gap:22px;font-weight:600;font-size:15.5px}
.nav a{color:var(--sub);text-decoration:none}
.nav a:hover{color:var(--acc)}
.call{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.call i{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--accL);color:var(--acc)}
.call i svg{width:18px;height:18px}
.call span{display:grid;line-height:1.15}
.call b{font:700 17px/1.2 var(--display)}
.call small{font-size:12.5px;color:var(--mute)}
@media (max-width:980px){.nav{display:none}}
@media (max-width:520px){.call span{display:none}.brand{font-size:18px}}

/* hero */
.hero{position:relative;background:var(--night) url(/assets/img/hero.webp) center/cover no-repeat;color:#fff;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(13,26,48,.94) 0%,rgba(13,26,48,.82) 42%,rgba(13,26,48,.35) 100%)}
.hero-in{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center;padding-block:64px 72px}
.hero h1{color:#fff}
.hero h1 u{text-decoration:none;background:linear-gradient(transparent 82%,var(--gold) 82%,var(--gold) 94%,transparent 94%)}
.hero .lede{font-size:19px;color:#dfe7f3;margin-top:20px;max-width:34em}
.verse{margin:22px 0 0;padding-left:16px;border-left:3px solid var(--gold);color:#f3f6fb;font-size:16px;max-width:34em}
.verse cite{display:block;font-style:normal;font-size:13.5px;color:#b9c6da;margin-top:4px}
.trust{display:flex;align-items:center;gap:10px;margin-top:24px;font-weight:600;font-size:15px}
.trust svg{width:22px;height:22px;flex:none}
@media (max-width:900px){.hero-in{grid-template-columns:1fr;gap:28px;padding-block:36px 40px}.hero::before{background:rgba(13,26,48,.84)}}

/* quote card */
.qcard{background:#fff;color:var(--sub);border-radius:24px;padding:26px;box-shadow:0 24px 60px rgba(8,18,38,.35);scroll-margin-top:90px}
.qbar{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.qback{border:0;background:none;color:var(--mute);font:600 15px var(--body);cursor:pointer;padding:6px 2px;min-height:40px}
.qback[hidden]{display:none}
.qprog{flex:1;height:8px;border-radius:9px;background:var(--accL);overflow:hidden}
.qprog i{display:block;height:100%;width:10%;background:var(--acc);border-radius:9px;transition:width .3s}
.qstep h2{font-size:24px;line-height:1.2;letter-spacing:-.015em}
.qstep .qsub{font-size:15px;color:var(--mute);margin:6px 0 14px}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.tiles.one{grid-template-columns:1fr}
@media (max-width:480px){.tiles{grid-template-columns:1fr}.tile{min-height:52px;padding:8px 12px}.qcard{padding:20px}}
.tile{display:flex;align-items:center;gap:12px;width:100%;text-align:left;min-height:62px;padding:10px 12px;border:1.5px solid var(--line);border-radius:14px;background:#fff;color:var(--ink);font:600 15px/1.3 var(--body);cursor:pointer}
.tile:hover{border-color:var(--accM)}
.tile[aria-pressed=true]{border-color:var(--acc);background:var(--accL)}
.tile .ic{display:grid;place-items:center;width:36px;height:36px;flex:none;border-radius:50%;background:var(--accL);color:var(--acc)}
.tile[aria-pressed=true] .ic{background:var(--acc);color:#fff}
.tile .ic svg{width:19px;height:19px}
.field{display:grid;gap:6px;margin-bottom:12px}
.field label{font-weight:600;font-size:14.5px;color:var(--ink)}
.field input,.field select{width:100%;min-height:52px;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font:500 17px var(--body);color:var(--ink);background:#fff}
.field input:focus,.field select:focus{border-color:var(--acc);outline:none;box-shadow:0 0 0 3px var(--accL)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.42;color:var(--sub);margin:4px 0 14px}
.consent input{width:20px;height:20px;flex:none;margin-top:2px;accent-color:var(--acc)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:54px;padding:14px 22px;border:0;border-radius:14px;background:var(--gold);color:var(--ink);font:700 17px var(--body);text-decoration:none;cursor:pointer;width:100%}
.btn:hover{background:#f5cc6a;color:var(--ink)}
.btn[disabled]{background:#e6ebf1;color:#7d889a;cursor:not-allowed}
.btn.blue{background:var(--acc);color:#fff}
.btn.blue:hover{background:var(--accD)}
.btn.auto{width:auto}
.qnote{display:flex;gap:9px;align-items:center;font-size:14px;font-weight:600;color:var(--ink);margin-top:14px;padding-top:12px;border-top:1px solid var(--line)}
.qnote svg{width:20px;height:20px;flex:none}
.qerr{color:#a3332b;font-size:14px;font-weight:600;margin:-4px 0 10px}
.qerr[hidden]{display:none}
.stop{background:var(--goldL);border-radius:12px;padding:14px;font-size:15px;margin-top:10px}
.done-num{font:800 26px/1.1 var(--display);color:var(--ink);margin:10px 0}

/* sections */
.band{padding-block:80px}
.band.tint{background:var(--accL)}
.band.gold{background:var(--goldL)}
.band.dark{background:var(--night);color:#d7e0ee}
.band.dark h2,.band.dark h3{color:#fff}
.kicker{font:700 13px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--goldD);margin-bottom:14px}
.band.dark .kicker{color:var(--gold)}
.sec-head{display:grid;gap:14px;max-width:44em;margin-bottom:40px}
.sec-head p{font-size:18.5px}
.who{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.who a{position:relative;display:flex;flex-direction:column;justify-content:flex-end;min-height:340px;border-radius:22px;overflow:hidden;text-decoration:none;color:#fff;background:#223 center/cover no-repeat;isolation:isolate}
.who a::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(13,26,48,0) 30%,rgba(13,26,48,.9) 100%)}
.who a div{padding:22px}
.who h3{color:#fff;font-size:24px}
.who p{font-size:15.5px;color:#e4ebf5;margin-top:6px}
.who span{display:inline-block;margin-top:12px;font-weight:700;color:var(--gold)}
@media (max-width:900px){.who{grid-template-columns:1fr}.who a{min-height:260px}}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;counter-reset:s}
.steps li{list-style:none;counter-increment:s;display:grid;gap:8px;align-content:start}
.steps li::before{content:counter(s);display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:var(--acc);color:#fff;font:800 24px var(--display);margin-bottom:8px}
.steps li:last-child::before{background:var(--gold);color:var(--ink)}
.steps{padding:0;margin:0}
@media (max-width:800px){.steps{grid-template-columns:1fr}}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
.split img{border-radius:24px;aspect-ratio:5/4;object-fit:cover;width:100%;height:auto}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:28px}}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:grid;gap:8px;align-content:start}
.card h3{font-size:19px}
.card a.more{font-weight:700;text-decoration:none}
.band.dark .card{background:#14284a;border-color:#22395f;color:#d7e0ee}
.ticks{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px}
.ticks li{position:relative;padding-left:32px}
.ticks li::before{content:"";position:absolute;left:0;top:3px;width:22px;height:22px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f1c33' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/14px no-repeat}
.cta{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:var(--acc);color:#e6eefa;border-radius:24px;padding:36px}
.cta h2{color:#fff;font-size:clamp(26px,3.4vw,36px)}
.cta .btns{display:flex;gap:12px;flex-wrap:wrap}
.cta .btn{width:auto}
.cta .btn.ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.5)}
@media (max-width:760px){.cta{grid-template-columns:1fr;padding:26px}}

/* article pages */
.crumbs{font-size:14px;color:var(--mute);padding-top:22px}
.crumbs a{color:var(--mute)}
.ahead{padding-block:28px 32px;border-bottom:1px solid var(--line);margin-bottom:8px}
.ahead h1{font-size:clamp(34px,5vw,52px)}
.ahead .dek{font-size:19.5px;color:var(--sub);margin-top:16px;max-width:38em}
.byline{display:flex;flex-wrap:wrap;gap:4px 14px;margin-top:18px;font-size:14px;color:var(--mute)}
.byline a{color:var(--mute)}
.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;padding-block:24px 72px}
@media (max-width:980px){.article{grid-template-columns:minmax(0,1fr);gap:24px}}
.prose{max-width:720px}
.prose>*+*{margin-top:18px}
.prose h2{font-size:clamp(26px,3.2vw,32px);margin-top:46px;scroll-margin-top:90px}
.prose h3{margin-top:30px}
.prose ul,.prose ol{padding-left:22px}
.prose li+li{margin-top:8px}
.prose blockquote{margin:24px 0;padding:4px 0 4px 18px;border-left:3px solid var(--gold);color:var(--ink);font-size:18px}
.prose blockquote cite{display:block;font-style:normal;font-size:14px;color:var(--mute);margin-top:6px}
.answer{background:var(--accL);border-radius:var(--r);padding:20px 22px;color:var(--ink);font-size:18px}
.answer strong{color:var(--accD)}
.note{background:var(--goldL);border-radius:var(--r);padding:18px 20px;font-size:16px}
.tw{overflow-x:auto;margin:22px 0;border:1px solid var(--line);border-radius:14px}
table{border-collapse:collapse;width:100%;font-size:15px;font-variant-numeric:tabular-nums;min-width:560px}
th,td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--line)}
th{background:var(--ground);color:var(--ink);font-weight:700;font-size:13.5px}
tr:last-child td{border-bottom:0}
td:first-child{font-weight:600;color:var(--ink)}
.facts{display:grid;grid-template-columns:auto 1fr;gap:0;border:1px solid var(--line);border-radius:14px;overflow:hidden;font-size:15.5px}
.facts dt,.facts dd{margin:0;padding:12px 16px;border-bottom:1px solid var(--line)}
.facts dt{background:var(--ground);font-weight:700;color:var(--ink)}
.facts dt:last-of-type,.facts dd:last-of-type{border-bottom:0}
@media (max-width:560px){.facts{grid-template-columns:1fr}.facts dt{border-bottom:0;padding-bottom:2px}}
.sources{font-size:14.5px}
.sources li{overflow-wrap:anywhere}
.side{position:sticky;top:96px;align-self:start;display:grid;gap:16px}
@media (max-width:980px){.side{position:static}}
.side .box{background:var(--night);color:#d7e0ee;border-radius:var(--r);padding:22px;display:grid;gap:12px}
.side .box h3{color:#fff}
.side .toc{border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;font-size:15px}
.side .toc b{display:block;color:var(--ink);margin-bottom:8px}
.side .toc ol{margin:0;padding-left:18px;display:grid;gap:6px}
.side .toc a{color:var(--sub);text-decoration:none}
.side .toc a:hover{color:var(--acc)}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:700;color:var(--ink);font-size:17.5px;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font:700 22px/1 var(--display);color:var(--acc)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin-top:10px}

/* footer */
.foot{background:var(--night);color:#b9c6da;padding-block:56px calc(40px + env(safe-area-inset-bottom,0px));font-size:14.5px}
.foot a{color:#e3eaf5}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:32px}
.foot h4{color:#fff;font:700 15px var(--body);margin-bottom:12px}
.foot ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot .legal{margin-top:40px;padding-top:24px;border-top:1px solid #22395f;display:grid;gap:10px;font-size:13.5px;line-height:1.55}
.foot .brand{color:#fff}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
.mcall{display:none}
@media (max-width:760px){
  .mcall{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;gap:10px;padding:10px max(14px,env(safe-area-inset-right,0px)) calc(10px + env(safe-area-inset-bottom,0px)) max(14px,env(safe-area-inset-left,0px));background:#fff;border-top:1px solid var(--line)}
  .mcall .btn{min-height:48px;font-size:16px}
  body.has-mcall{padding-bottom:72px}
}
/* calculator */
.calc-wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;margin:24px 0}
@media (max-width:760px){.calc-wrap{grid-template-columns:minmax(0,1fr)}}
.calc-f{display:grid;gap:12px;background:var(--ground);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.calc-f .field{margin:0}
.calc-f .chk{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--ink);font-size:15px}
.calc-f .chk input{width:20px;height:20px;margin-top:2px;accent-color:var(--acc)}
.calc-o{background:var(--night);color:#d7e0ee;border-radius:var(--r);padding:22px;align-self:start;position:sticky;top:96px}
.calc-o .kicker{color:var(--gold)}
.calc-big{font:800 44px/1.05 var(--display);color:#fff;margin:6px 0 12px}
.calc-t{min-width:0;font-size:14.5px}
.calc-t td{border-bottom:1px solid #22395f;padding:8px 0;color:#d7e0ee;font-weight:500}
.calc-t td:last-child{text-align:right;white-space:nowrap;padding-left:12px}
.calc-t td:first-child{color:#d7e0ee;font-weight:500}